Did you know that there is a ton of money on deposit in financial institutions that is never claimed? Bank accounts, investments, negotiable instruments, all hanging around waiting for someone to claim. As a matter of fact, $973 million in unclaimed balances at the end of 2020 in Canada. Is any of this yours? A… Read More »There’s Loads of Money in Dormant Accounts
Are you planning on building a home? If so, there are a few things you’ll want to know about your mortgage financing. Construction mortgages are unique in many ways and it can be a very frustrating process if you don’t understand how they work. Because they are not a common type of mortgage, many mortgage… Read More »How Construction Mortgages Really Work
Does your mortgage payment include a portion for property taxes? If you have a mortgage and your bank is making the property tax payments, you may have a little stash of money in your mortgage tax account. Why not take a few minutes to check it out and get that cash into your hands instead… Read More »Is there Money in your Mortgage Tax Account?
My spouse and I were out of town for the weekend. We we’re winding down for the night when I got a text alert saying “A charge of $839 from WestJet was posted to your MasterCard.” I looked over at my spouse who was on his IPAD and said, “Umm, did you just book us… Read More »Protect Your Money – Set up Alerts for Your Banking
I recently helped a client get over $300 in insurance premiums back. They were paying for coverage on 2 loans and they no longer qualified for that coverage. That’s why it’s so important to review what you have for loan and mortgage insurance coverage. Did you sign up for insurance coverage with the bank when… Read More »A Review of your Loan Insurance Could Save you Money
Are Quiet Leaders effective? Absolutely but…..there’s always a but isn’t there? One of my favorite mentors was a quiet leader, and also the person I learned the most from. He was highly intelligent, spoke with a quiet authority, and was open and honest. He was well respected by his employees and was the type of… Read More »Are Quiet Leaders Effective?
Question: Should you get your mortgage pre-approved before you shop for a home? Answer: Definitely! Here’s 6 good reasons why. Shopping for a home is exciting! However, it can be disappointing if you find a home you love only to find out that you don’t qualify for the mortgage. Make sure you do your homework… Read More »6 Reasons to get a Mortgage Pre-approved Before Buying
Buying a home is a really exciting time! But it can be stressful too because of the uncertainty of costs and financing, moving, or maybe relocating to a new city. This article will help you prepare for those costs in advance. When you’re ready to buy, you can focus more on what’s really important- your… Read More »Your First Home Purchase – Know the Costs
Buying your first home is a big event in your life. It is likely your most significant purchase and it involves a lot of time and many decisions. This brief article, and related posts, help you prepare for each step in the financing process. Your First Home-Know the Costs and 6 Reasons to have your… Read More »Steps for Getting a Mortgage
I attended an interesting leadership workshop early on in my career. In one of the sessions we were given some climbing equipment and taught how to rappel. Then, we were led up a few flights of stairs where there was a wall with a ledge. The goal was to stand up on that ledge and rappel… Read More »Take a Leap to Accelerate Personal Growth