When you take out a mortgage or loan at the bank, your banker will ask if you want insurance coverage. Most customers make this decision very quickly, and with little information. But the decision about insurance is important. The good thing is, if you rushed through the decision at the time of signing papers, you… Read More »Mortgage and Loan Insurance – Is it Worth It?
Tolerance. It’s something you do without thinking. You put up with or ignore things. You’re busy, have multiple priorities, maybe avoiding something, perhaps tired of asking. The problem is, when you tolerate something, you’re stamping it with a seal of approval. Do you ever ask an employee to do something and it doesn’t get done?… Read More »You Get What You Tolerate
Does anyone really like having those difficult employee conversations? You know, the ones where you have to talk to somebody about their performance, a behavior, or something sensitive like body odor or inappropriate dress. Those discussions seem to hang out on the “To Do” list while you hope whatever is going on just magically changes… Read More »How to Have a Difficult Employee Conversation
Feedback is a gift? Chocolate, diamonds, flowers, those are gifts! Feedback is just words.Actually, feedback is one of the most important (and inexpensive) gifts that you can give your employees so that they know you appreciate them and care about their success. Feedback provides tons of mini-moments of recognition, coaching, advice, training and affirmation. Have… Read More »Feedback is a Gift
You’re heading off to post-secondary school. Congratulations! There are great banking offers for students that you can take advantage of and this is also the time to apply for your first credit card and maybe student loans as well. These are the first steps to establishing your Financial Health. Here are some tips to get you… Read More »Best Banking Tips for Students
Anyone can open an account with another person, or 2 or 3 or 10 other people. Joint accounts are common for married couples and for parents and children. Are they a good idea? For sure, but there are some things you need to know if you have a joint account. The most common type of… Read More »Joint Accounts – The Good, The Bad, and the Ugly
Many, many years ago (I could probably add a few more ‘many’s’ in there), I got hired on with a bank as a BAMT. Banks love their acronyms- Branch Assistant Manager Trainee. When I accepted the job, I actually did it without much thought. I liked financial stuff but I had not set a goal to… Read More »Why Do You Want to be a Manager?
A family member or friend asks a you to co-sign a loan or mortgage. Should you do it? There are a few things you should consider first, and some important questions to ask prior to signing on the dotted line. If you’re not informed before you co-sign a loan or mortgage, you could put your… Read More »Co-signing a Loan? Here’s what you Need to Know
There’s nothing like a delicious meal of crispy fish! Lucky for me, my spouse often goes fishing and catches pickerel fish – also known as walleye. This is a terrific fish to bake or poach but sometimes you just need to have a fish fry, and when we have guests for dinner they always love… Read More »A Delicious and Simple Fish Fry!
Be honest with yourself. Do you put off difficult tasks? Have a little conversation with yourself about why something can wait? We all procrastinate at times, and more so when something is perceived as unpleasant to do. It’s normal to procrastinate, but every action has a consequence. What’s the impact of procrastinating? How does that… Read More »Are you a Professional Procrastinator?