A family member or friend asks a you to co-sign a loan or mortgage. Should you do it? There are a few things you should consider first, and some important questions to ask prior to signing on the dotted line. If you’re not informed before you co-sign a loan or mortgage, you could put your… Read More »Co-signing a Loan? Here’s what you Need to Know
You’ve opened your bank account and are handed a debit card along with an account agreement explaining the transaction limits for your card. You study it carefully and commit all the information to memory. Probably not. What amount can you mobile deposit? Will funds be held on your deposit? How much can you e-transfer? Is… Read More »Why your Debit Card Limit Matters
For some people, the word “Overdraft” makes them shudder. It sounds too much like having money problems and barely being able to make it to your next pay day. For this reason, many people decline offers of overdraft protection. But here’s the thing, Not having overdraft protection can cost you a lot of money while Having… Read More »Overdraft Protection – A Darn Good Idea
Bank Fees! These are a source of frustration for many people. I’m always surprised at how often people are not aware of the fees they are paying. There are a few things everyone should be doing to minimize fees. Why constantly check on your bank fees? Because when you opened your bank account you were provided… Read More »Are You Paying Too Much for Bank Fees?
When your bank contacts you with an offer for a pre-approved credit line, should you take it? Many people automatically say no to solicited offers. Maybe you feel like you don’t need a credit line right now, or you already have a Line of Credit, or you feel that you have enough debt. When you… Read More »Pre-Approved Line of Credit Offers